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Which Credit Card is the Best in Singapore?

If you’re in the market for a credit card, you’re not alone. There are several good options available. This article will learn about the HSBC Platinum Card, the Citi Premier Miles Card, and the AMEX True Cashback Card. These cards are great options if you’re looking for a credit card in Singapore. Which one is right for you?

HSBC Platinum Card

HSBC Visa Platinum Credit Card is the top choice for looking for cashback rewards and no annual fee. You’ll get up to 5% cash back on dining and groceries, plus fuel rebates of 17%. However, to take full advantage of these cashback rewards, you must spend at least S$600 per quarter. The HSBC Platinum Card is a popular choice among families.

If you’re a high-income earner, you’ll find that the HSBC Platinum Card offers the best rewards for your spending. The HSBC Platinum Rewards card offers 35,000 bonus points worth $490 when used to purchase airline tickets or $400 for other redemptions. That’s a fantastic deal! But be sure to pay your bill on time, so you don’t get into trouble.

Citi PremierMiles Card

You can earn up to 1.2 miles per S$1 spent on eligible purchases. Plus, you can take advantage of the MoneySmart Exclusive rewards programme, which gives you an exclusive Apple iPad 10.2″ Wi-Fi and an Apple AirPods Pro+ with a S$100 cash back.

Travel insurance is also a great benefit of the Citi PremierMiles Card. Most credit cards come with travel insurance, but Citibank’s AXA policy offers the best coverage. This includes S$40,000 medical expense coverage, as opposed to S$1,000 or S$2,000 for most cards. The insurance also covers taxes and fees when you make awards on your Citi PremierMiles Card.

AMEX True Cashback Card

If you want to maximize your spending, the AMEX True Cashback Card is the right card. With no limits on how much you can earn back, you’ll be able to accumulate hundreds of dollars in cash back. Even better, you’ll receive the money-back within the same month you make the purchase. If you spend a lot, you might even consider using this card to pay for insurance premiums.

This card is easy to use and offers unlimited earning potential. With no minimum spending requirement and no earnings cap, you can earn up to 1.5% cashback on all your purchases. Plus, if you’re a frequent traveller, you can take advantage of its concierge services and 24/7 customer care.



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